The functional and aesthetic benefits of dental bridges make them a great way to replace missing teeth. The dental bridge with insurance costs can be quite different from one person to the other. In this guide, we’ll examine dental bridges in more detail, the costs involved with them, what insurance covers, and how to get the most out of your benefits.
What is a Dental Bridge?
A prosthetic device that fills the gap left by one or more lost teeth is called a dental bridge. The usual structure is one or more artificial teeth (pontics) mounted on surrounding natural teeth (abutments) or dental implants. Dental bridges can be made of several materials, such as porcelain, metal, or composite resin, so patients can choose that which best suits their budget and aesthetic desires.
Why Consider a Dental Bridge?
If teeth are missing, adjacent teeth can shift and create bite problems leading to more tooth loss. A dental bridge not only restores your smile’s appearance, it also helps maintain proper dental alignment and function. However, the dental bridge cost with insurance is a worry to many patients.
Types of Dental Bridges
Following are some types of dental bridges:
1- Traditional Bridges:
These are crowns placed on adjacent teeth to support the pontic.
2- Cantilever Bridges:
These are used when teeth are adjacent on only one side of the gap.
3- Maryland Bridges:
A framework is bonded to the back of adjacent teeth here.
4- Implant-Supported Bridges:
These are anchored to dental implants instead of natural teeth.
Dental Bridge Costs
- Traditional Bridge: $2,000 – $5,000
- Cantilever Bridge: $1,000 – $4,000
- Maryland Bridge: $1,500 – $2,500
- Implant-Supported Bridge: $5,000 – $15,000
The average patient can pay from $500 to $2,000 out of pocket without insurance, depending on how complicated the case and the materials used. The price varies according to the type you choose. Several Other factors directly affect its costs are:
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Material Used:
The material you choose will affect your bridge price. Metal and resin are cheaper than porcelain or zirconia.
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Location:
Dental costs depend on your geographical location. That is, the demand for urban areas makes costs tend to be higher.
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Dental Practice Fees:
Different dentists charge different fees based on their level of expertise, experience, and use of technology in their practice.
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Insurance Coverage:
Insurance dental bridge cost is reduced greatly, but coverage details vary from plan to plan. You have to know what is included in your plan.
Dental Insurance and Bridges
How Dental Insurance Works?
If you wish to know how much it will cost to get a dental bridge with insurance it is important to know how dental insurance works. Here are some key points:
Coverage Limits
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Percentage Covered:
Most insurance plans cover dental bridge costs up to 50 to 80 percent after the deductible is met. Let’s say your dental bridge is $3,000, and your plan covers 50 percent, you’ll be responsible for paying $1,500 out of pocket.
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Annual Limits:
Many plans with annual coverage limits (usually between $1,000 and $2,000) may affect your overall expenses.
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Waiting Periods:
There are some plans with waiting periods before major procedures such as bridges are covered. The time period is usually from six months to a year.
What does the plan cover?
Typically, insurance plans cover the dental bridge itself and possibly related procedures like:
- Extractions if a tooth has to be removed to place the bridge.
- Oral exams and X-rays
- Tissue or gum disease treatments that are preliminary such as a filling or root canal.
How to Get the Most Insurance Benefits
To get the most out of your insurance coverage, consider the following steps:
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Consult with Your Dentist:
Before the procedure, talk with your dentist about the types of bridges available and their costs. Your dentist can also help you with insurance coverage.
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Verify Coverage:
Find out the details of your coverage of dental bridges by calling your insurance provider. Learn if there are any exclusions or limits.
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Plan for Extractions and Preliminary Treatments:
If your dentist tells you you need extractions or other treatment, be sure your insurance covers it.
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Choose In-Network Providers:
Because in-network dentists have negotiated lower rates with your insurance carrier, choosing them can result in significant cost savings.
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Consider Payment Plans:
If your insurance doesn’t cover the whole, ask your dentist about payment plans or financing options.
Other Alternatives to Dental Bridges
If the dental bridge cost with insurance is still too high, you might want to explore alternatives:
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Dental Implants:
Implants are more expensive but can be a long term option, and in the long run can be less expensive than they seem, as they may last a lifetime with proper care.
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Partial Dentures:
Replacement of a missing tooth with removable appliances. But they are generally cheaper, but perhaps not as stable as a bridge.
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Dental Crowns:
If a tooth is damaged but not missing, a bridge may be more expensive than a crown.
Conclusion: Dental Bridge Cost with Insurance
Dental bridge cost with insurance is something it is important to understand in order to make a well-informed decision about your oral health. Understanding what affects costs and how insurance works will help you to prepare financially to pay for your dental care. Ask your dentist and insurance provider what you can do and what your benefits are.